Income Balanced Portfolio
About this portfolio
The Optimize Income Balanced Portfolio seeks to invest in both income oriented and equity oriented investments with a moderate bias towards income oriented investments. In selecting its income oriented investments, this model portfolio may invest in Bond ETFs and REIT ETFs. In selecting its individual equity investments, this model portfolio targets attractively valued large-cap companies with solid management teams. In addition to this strategy and for diversification purposes, the Manager may also invest in equity ETFs, the Optimize Core Equity pooled fund, and up to 30% may also be allocated in each of the Optimize Growth Equity and the Optimize Premium Income pooled funds. In setting the mix between the portfolio’s equity and income oriented investments, the manager employs a dynamic tactical asset allocation strategy to establish the portfolio’s optimal asset allocation.
As of Mar 31 2021
|YTD||1 year||3 years||5 years||Since Inception|
Returns are provided on an Annualized Basis for one year and above. All returns presented are hypothetical and back-tested and therefore do not represent the investment performance of actual accounts of any investors.
Benchmark: 70% iShares Canadian Government Bond Index ETF, 30% iShares Core S&P/TSX Capped Composite Index ETF. The return methodology used is a geometrically linked Time-Weighted rate of return.
Growth of 1,000,000
As of Mar 31 2021
Beginning Value = 1,000,000; Date = Nov 30 2012
Ending Value = 1,972,865; Date = Mar 31 2021
As of Mar 31 2021
The above information represents the asset allocation of accounts which are following this particular portfolio strategy. The above information is based on holdings as of Mar 31, 2021. As such, the current asset allocation of accounts following this particular portfolio strategy may differ from what is displayed above.
Asset allocations are subject to change.
Public Equity Allocation
As of Mar 31 2021
The above information represents the sector allocation of the publicly traded equity securities held in accounts which are following this particular portfolio strategy. The above information is based on holdings as of Mar 31, 2021. As such, the current public equity allocation of accounts following this particular portfolio strategy may differ from what is displayed above.
Public equity allocations are subject to change.
Top Equity Holdings
As of Mar 31 2021
|1||RY||Royal Bank of Canada||Financials|
|3||BMO||Bank of Montreal||Financials|
|9||BRK.B||Berkshire Hathaway Class-B||Financial Services|
Readers should ensure that their individual circumstances have been considered and that if they do take any action, such action is taken based on the most applicable and most available information. This document contains certain forward-looking statements and forward-looking information, within the meaning of applicable securities law, which are based on current expectations, estimates, projections, assumptions and beliefs. By their nature, forward-looking statements involve a number of risks and uncertainties, because they relate to future events and circumstances and there are many factors that could cause actual results and developments to differ materially from those expressed or implied by these forward-looking statements. The forward-looking statements and forward-looking information are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in the forward-looking statements and information. Therefore, actual future results and trends may differ materially from what is forecasted in the forward-looking statements due to a variety of factors. Optimize Inc. (“Optimize”) does not and cannot guarantee the future performance of your Account or the success of any investment decision or strategy that it may use or suggest. Optimize makes no promise that the investments recommended to you will be profitable or will not lose you money. The investments Optimize may recommend are subject to various market, currency, economic, political and business risks. Investing involves a high level of risk and the securities in which your Account invests may be volatile and may depreciate rapidly. Investing using leverage involves a higher degree of risk and should not be undertaken without a complete awareness and acceptance of the additional risks involved. Your Account may deviate from any one Model Portfolio and its performance at any point in time for a variety of reasons. Your Account may not be assigned to any one specific Model Portfolio. Two or more Accounts which are managed according to the same Model Portfolio can have different performance returns for a variety of reasons, mainly stemming from the fact that you are not purchasing fund units in the same fund but rather you are having your Accounts managed on a separate basis. Furthermore, if you and Optimize agree to hold investments in your Account which are not held in the Model Portfolio assigned to your Account, or are not recommended by Optimize, or are not held in the Model Portfolio assigned to your Account in the same proportions as your Account, then your Account will have a different performance than the Model Portfolio assigned to your Account, either higher or lower, or could exhibit poor performance and Optimize shall not be responsible. All returns presented as hypothetical are hypothetical and are back-tested. As such, any returns marked as hypothetical do not represent the investment performance of actual Accounts of any investors. Optimize Inc., doing business as Optimize or Optimize Wealth Management, is the investment manager to the Optimize Premium Income Fund, the Optimize Core Equity Fund, the Optimize Growth Equity Fund and any funds within the Optimize Pooled Funds or within the Optimize Private Opportunity Program (collectively, the “Funds”). This brochure is not a complete description of the Optimize Private Opportunities Program (OPOP) or of the Funds. Prior to making a decision to invest in the OPOP or any of the Funds, you should review the Confidential Offering Memorandum of the Optimize Pooled Funds (the “Offering Memorandum”), access to which has been provided together with this brochure. An investment in the OPOP or any of the Funds is speculative and is not intended to be a complete investment program. Risk factors, fees, and conflicts of interest associated with the Funds are disclosed in the Offering Memorandum and should be reviewed prior to making an investment decision. The Funds are offered on a private placement basis pursuant to the Offering Memorandum and are only available to investors who meet certain eligibility or minimum purchase amount requirements under applicable securities legislation. The Offering Memorandum contains important information about the Funds, including their investment objectives and strategies, purchase options, applicable management fees, performance fees, other charges and expenses, and should be read carefully before investing. Please contact your personal Optimize advisor on your particular circumstance. This communication does not constitute an offer or solicitation to purchase securities of the Funds. The information contained herein does not constitute an offer or solicitation by anyone in the United States or in any other jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should contact their financial advisor to determine whether securities of the Funds may be lawfully sold in their jurisdiction. The opinions, estimates and projections (“information”) contained within this report are solely those of Optimize Inc. and are subject to change without notice. Optimize Inc. makes every effort to ensure that the information has been derived from sources believed to be reliable and accurate. However, Optimize Inc. assumes no responsibility for any losses or damages, whether direct or indirect, which arise out of the use of this information. Optimize Inc. is not under any obligation to update or keep current the information contained herein. The information should not be regarded by recipients as a substitute for the exercise of their own judgement. Please contact your personal Optimize advisor on your particular circumstances. Views expressed regarding a particular company, security, industry or market sector should not be considered an indication of trading intent of the Funds or the OPOP. These views are not to be considered as investment advice nor should they be considered a recommendation to buy or sell. The Funds are generally exposed to the following risks. See the offering memorandum of the Funds for a description of these risks: nature of investment; securities laws; equity risk; lack of liquidity; availability of investments; reliance on the manager; allocation of personnel; exchange rate fluctuations; accounting and disclosure standards; limited information; future trading; changes in laws or regulations; use of leverage; distributions in kind; recourse to the funds’ assets; unitholder liability; indemnification; environmental liabilities; effects of bankruptcy; investments in public companies; unit holders will not participate in management of the funds; management fee; fees for service; performance fees; diverse investor group; co-investment opportunities; no separate counsel; limited remedies against the manager; use of placement agents; cash management policy; taxation of fund and unitholders; fluctuation in NAV; potential conflicts of interest; cyber security risk; counterparty risk; subscription and redemption price based on unaudited data; valuation of the underlying funds’ assets and liabilities; competitive market for investment opportunities; management fund capital; limited information regarding the portfolio companies; reliance upon borrowed funds; investments in less established companies; investment in restructurings of distressed companies; dependence on key management personnel; available opportunities and competitive marketplace; bridge financing; risks upon dispositions of investments; risk arising from provision of managerial assistance; difficulty in valuing investment portfolio; operating company board participation; investments in small and middle-market companies; minority investments; need for follow-on investments; special risks associated with offshore investments; general economic conditions; new strategies; illiquidity of investments.
Optimize Wealth Management (Optimize Inc.) represents to the reader that this Mandate or Model Portfolio is not a Mutual Fund or an Investment Product but rather a portfolio strategy. The forward-looking statements and forward-looking information are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in the forward-looking statements and information. Therefore, actual future results and trends may differ materially from what is forecasted in the forward-looking statements due to a variety of factors. Past performance or hypothetical performance is no indication of future performance. Your investment account may deviate from any one Model Portfolio and its performance at any point in time for a variety of reasons.