Loans and Mortgages
We are fixated on identifying the right financing solution for your particular goals and objectives.
Minimize your borrowing costs and optimize your long term returns.
Our Loan and Mortgage Solutions
At Optimize Wealth, we are fixated on finding you the right mortgage or financing solution for your specific
financial goals. Arranging a mortgage for a property or leveraging assets can be a hard and drawn out process,
but it doesn’t have to be. Let one of our team members help make the experience quick, easy, and hassle-free.
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Whether your goal is to minimize interest payments, save money, or pay your mortgage as soon as possible, we can structure a mortgage solution perfect for your specific needs. We have access to a broad array of banks and financial institutions which guarantees that we will have exposure and access to the best mortgage solution for your particular financial needs and goals. We work on your behalf to negotiate with the banks and lenders to get the best possible rates and financing terms. We have a vast array of mortgage products from which to choose from so that you will receive the right solution for your specific needs.
Home Equity Line of Credit
Depending on how much equity you have acquired in your home you could be eligible for a Home Equity Line
of Credit. This financing solution can typically provide you with up to 80% of the value of your home, using the equity
you’ve acquired as security against the amount borrowed. A Home Equity Line of Credit offers significant benefits
through knowing that you have monies available if and when you need them.
Other benefits of a Home Equity Line of Credit include:
- Home equity loans typically have lower interest rates
- They are easier to qualify for than traditional mortgages
- Interest costs may be tax deductible depending on the use of funds
- Borrowers can qualify for relatively larger amounts as compared to traditional mortgages
Investment leverage is an advanced investing strategy which involves purchasing investments with financed monies. Understanding investment leverage comes down to understanding what borrowing to invest requires in order to be successful, the upside potential, and of course the potential risks. You must first understand though that using borrowed money to finance the purchase of securities or make other investments, involves greater risk than purchasing investments using cash resources only, and can significantly magnify the gain or loss on the cash invested.
Frankly it isn’t for everyone, but for those with the right amount of discipline and control, investment leverage can help them achieve their financial goals much sooner than otherwise planned.The Benefits of Investment Leverage include:
Magnified Investment Results
As leveraged investing effectively increases the amount you have invested, it results in much larger profits should your investments pay off.
Attractive Tax Deductions
Leveraged Investments provide tremendous tax benefits as the interest payments are tax-deductible so long as the monies are used for investing purposes.
Achieve your goals sooner
Your time horizon to achieving your goals can be greatly reduced if your investments rise in value.